LMCU Building the Dream Sweepstakes
Official Rules
1. ELIGIBILITY: Must be 18 years of age or older as of the date of entry and a legal resident of Michigan or Florida. NO PURCHASE NECESSARY. Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Void where prohibited. Sweepstakes is not open to Lake Michigan Credit Union ("LMCU") employees, directors, and officers or their immediate families, or to employees or immediate family of any of LMCU’s affiliated companies, licensees, advertising, or promotional agencies. Immediate family includes the following: spouse, child, father, mother, brother, sister, grandparent, stepparents, stepchildren, mother-in-law, father-in-law, brother-in-law, sister-in-law, nieces, nephews, grandchildren, and grandparents-in-law.
2. SWEEPSTAKES PERIOD: Sweepstakes runs from 12:00 PM EDT on Monday, July 7, 2025, through 11:59 PM EDT on Wednesday, September 24, 2025 (the “Sweepstakes Period"). Entries must be received no later than 11:59 PM EDT Wednesday, September 24, 2025.
3. HOW TO ENTER: To enter, visit the registration page located at https://woobox.com/enprzm and follow the instructions to electronically complete and submit the entry form. You must complete all required fields to be eligible. Valid contact information must be provided by entrant for entry to be eligible.
4. PRIZE: A potential prize winner's eligibility is subject to verification by Sponsor, whose decisions are final and binding on all matters related to this Sweepstakes. Subject to eligibility verification and compliance with these rules, the winner drawn wins a $250 Visa gift card. The prize is non-transferable, non-negotiable, and not redeemable for credit or merchandise. Winner may redeem the prize electronically via the email provided. Winner may also redeem the prize via USPS by disclosing a preferred mailing address upon being contacted as the Sweepstakes winner. Winner may also redeem the prize in person at LMCU's corporate office during normal business hours, Monday-Friday 9:00 AM-5:30 PM EDT at 5540 Glenwood Hills Parkway, Grand Rapids, MI 49512 or 24201 Walden Center Drive #101, Bonita Springs, FL 34134. Winner will be required to show proof of identity and eligibility and sign a prize acceptance form when picking up their prize in person. Winner assumes all applicable tax liability for their prize, including all federal, state, and local taxes. Winners will be required to complete an IRS form W-9. LMCU reserves the right to withhold the prize until a completed form W-9 is received. Prize is awarded "as is" without any warranty or guarantee, either express or implied by LMCU.
5. SELECTION OF WINNERS: On or about 3:00 PM EDT Friday, September 26, 2025, LMCU will randomly select a winner from all eligible entries, subject to verification and compliance with the rules. The winner will be notified via email provided when they entered the Sweepstakes. If an entrant selected as the winner cannot be reached after ten (10) days, is found to be ineligible, or otherwise fails to comply with these official rules, that entrant shall be disqualified, and an alternate winner may be selected at random from among remaining entries. LMCU is not responsible for a winner’s failure to answer messages. Odds of winning depend on the number of eligible entries received.
6. AGREEMENT TO RULES: By participating, you agree to be fully and unconditionally bound by these rules, and you represent and warrant that you meet the eligibility requirements. Entrants agree LMCU has the sole right to decide all matters and disputes arising from this Sweepstakes and that its decision is final and binding. ANY ATTEMPT TO DAMAGE OR UNDERMINE THE FAIR AND LEGITIMATE OPERATION OF THIS SWEEPSTAKES WILL RESULT IN DISQUALIFICATION FROM THE SWEEPSTAKES. Sweepstakes rules shall be governed and enforced pursuant to Michigan law, excluding choice of law provisions. Receiving the prize is contingent upon compliance with these Official Rules.
7. RIGHTS GRANTED BY YOU: Except where prohibited by law, all entrants agree to allow use of their name, voice, photograph, likeness, and any information provided on entry form, in any medium of communication, including print, internet, radio and/or television and for any purpose, including trade, advertising, promotional or other purposes, by LMCU and/or its affiliates, without additional compensation.
8. USE OF ENTRANT INFORMATION: By entering, entrant understands and voluntarily consents to receive promotional and marketing communications from LMCU, subject to its respective privacy policy which can be found at Privacy Notice | Lake Michigan Credit Union. You may request to opt out of sale or sharing of personal information or to limit the use of your sensitive personal information collected and held by LMCU at Privacy Notice | Lake Michigan Credit Union. Changing your privacy choices and/or choosing not to share all or certain information will not affect your odds of winning a prize.
9. LIMITATION OF LIABILITY: Winner, by acceptance of their prize, agrees to release, indemnify and hold harmless LMCU, its affiliates, and each of their employees, representatives, contractors, sponsors and advertisers, from any and all liability, loss, damage, costs or claims related to any allegation regarding the award of, the receipt of, or the use of their prize. LMCU is not responsible for personal injury of any prize winner incurred in connection with the use of their prize. Winner may be required to execute an affidavit of eligibility and release of liability prior to receiving their prize. This promotion is in no way sponsored, endorsed or administered by, or associated with Facebook, X, Instagram and any other social media platform. Each entrant and the prize winner forever releases and holds harmless LMCU, Facebook, X, Instagram and any other social media platform and their respective affiliated persons from any liability or claims made by such entrant or prize winner in any way related to participation in this Sweepstakes.
10. WINNER ANNOUNCEMENT: The winner’s name will be published on LMCU’s various social media platforms. You may also send a request for the winner’s name by sending a stamped, self-addressed envelope after September 26, 2025, to: Attention: Marketing Department – Building the Dream Sweepstakes, Lake Michigan Credit Union, PO Box 2848, Grand Rapids, MI 49501. Requests for the winner's name must be received by November 21, 2025. By accepting the prize, winner grants LMCU a royalty-free license to publish the winner's name on LMCU's various social media platforms.
11. SPONSOR: Sweepstakes is sponsored by Lake Michigan Credit Union, PO Box 2848, Grand Rapids, Michigan 49501.
12. INTERNET: If for any reason, the internet-related portion of this Sweepstakes is not capable of running as planned, including infection by computer virus, tampering, fraud, technical failure, or any other cause which corrupts or threatens the administration, security or integrity of the Sweepstakes, LMCU reserves the right, in its sole discretion, to terminate or suspend the Sweepstakes or any portion of the Sweepstakes. LMCU is not responsible for internet crashes or slowdowns caused by network congestion, viruses, sabotage, satellite failures, phone line failures, electrical outages, natural disasters or acts of man or God.
13. PRIVACY: LMCU will not share information received with any third-party vendors. This Sweepstakes will not be published without the written permission of LMCU.