OFFICIAL RULES

NJM LAND AND WATER PHOTO CONTEST

NO PURCHASE NECESSARY TO ENTER OR WIN.  VOID WHERE PROHIBITED BY LAW.  THE NJM LAND AND WATER PHOTO CONTEST IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY, OR ASSOCIATED WITH, FACEBOOK, INSTAGRAM OR TWITTER.

BY ENTERING THIS CONTEST, YOU CERTIFY THAT YOU ARE ELIGIBLE TO ENTER AND AGREE TO BE BOUND BY THE OFFICIAL RULES AND DETERMINATIONS OF SPONSOR. 

1.         Who is eligible?

The NJM Land and Water Photo Contest (the "Contest") is open only to legal residents of New Jersey and Pennsylvania who are eighteen (18) years or older at the time of entry. Employees of NJM, as well as the immediate family (spouse, parents, siblings, children, step-children and grandchildren) and household members of NJM employees, are not eligible to enter the Contest.

2.         Who is sponsoring this Contest?

The Contest is sponsored by New Jersey Manufacturers Insurance Company (“Sponsor” or “NJM”), 301 Sullivan Way, West Trenton, NJ 08628.

3.         How long is the Contest entry period?

The Contest begins at 12:00AM (EST) on March 19, 2018, and ends at 11:59PM (EST) on April 30, 2018 (the "Entry Period").

4.         How do I enter?


During the Entry Period, an individual wishing to enter the Contest (“Entrant”) must submit an original photograph of a collector car, motorcycle or boat (“Submission”) via Woobox using the following link:
http://woobox.com/qcis3j. Submissions which are not received by Sponsor will not be entered into the Contest. Submissions must be accompanied by a valid email address. 

Entrants may also send Submissions by regular mail to the following address: New Jersey Manufacturers Insurance Company, Attn:  Social Media Department, 301 Sullivan Way, West Trenton, NJ 08628.  Mailed entries must be received by 11:50PM (EST) on April 30, 2018, and must be accompanied by a valid email address. 

5.         What is the prize?

Three (3) winners will each receive a $100 Amazon gift card, and each winner’s Submission could appear in future NJM marketing campaigns. Prizes are not transferrable and must be accepted as awarded. No cash or other substitution may be made. 

6.         How are the winners selected?

Three Entrants’ Submissions will be selected at random through an online generator, Woobox, after the Entry Period closes. Sponsor will notify each potential winner that he/she has won a prize within seven (7) days of the random selection. Notification will be sent to the email address submitted by Entrant at time of entry. Each potential winner must reply to Sponsor’s email within seven (7) days. Each potential winner will be required to provide Sponsor with accurate contact information so that the gift card can be mailed to his/her home. Sponsor will not replace any lost, damaged or stolen prize, or any prize that is undeliverable or does not reach a winner because of an incorrect or changed physical address.

If a potential winner declines to accept the prize or is found to have violated any of these Official Rules, then an alternate Entrant will be selected in his/her place. Sponsor reserves the right to modify the notification procedures in connection with the selection of any alternate potential winners.

7.         Other Contest Rules

Submissions must be the original work of the Entrant and must not infringe upon the copyrights, trademarks, rights of privacy, publicity or other intellectual property or other rights of any person or entity. Only one Submission is permitted per person. Sponsor may disqualify any Submission which contains or depicts inappropriate, offensive or derogatory language, images or information. Submissions will be deemed inappropriate, offensive or derogatory at Sponsor’s discretion. Sponsor reserves the right to disqualify any Submission which, in its opinion, violates these Official Rules. 

Sponsor reserves the right to void Submissions of any Entrants who Sponsor believes may have attempted to tamper with or impair the administration or fairness of this Contest. If, for any reason, the Contest can no longer continue as planned, Sponsor reserves the right to cancel, modify or suspend the Contest and award the prizes following a review of Submissions received before said cancellation, modification or suspension.  

By submitting a photograph, Entrant hereby grants permission for his/her photograph to be used in conjunction with an online marketing campaign facilitated by Sponsor.  Sponsor may also require Entrants/winners to sign a publicity release if Sponsor uses Entrants/winners Submissions for advertising.  Entrant agrees that Sponsor is not responsible for any unauthorized use of submissions by third parties following publication of Entrant’s Submission.

The odds of winning depend upon the number of eligible entries received. 

With the exception of email addresses, Sponsor will not have access to any personal information of the Entrants who do not qualify as potential winners. Regarding potential winners, Sponsor will only have access to the name, email address and physical address of potential winners who provide said information to Sponsor for prize-collection purposes. The names of potential winners may be disclosed to third parties seeking information regarding the list of winners of the Contest. Woobox may collect or use an Entrant’s information for its own independent purposes in accordance with its own independent privacy policy, which can be found at http://woobox.com/terms

8.         Limitation of Liability

By participating in this Contest, you agree to release, indemnify and hold harmless the Sponsor, Facebook, Instagram, Twitter and each of these entities’ respective parent companies, subsidiaries, affiliates, agents, representatives, officers, directors, members, shareholders and employees (collectively the “Releasees”), from any claim or cause of action arising out of or in connection with the administration of, or participation in, the Contest. Entrant further agrees that in any cause of action, the Releasees’ liability will be limited to the cost of entering and participating in the Contest, and in no event shall the Releasees be liable for attorneys’ fees.  Entrant waives the right to claim any damages whatsoever, including, but not limited to, punitive, consequential, direct or indirect damages. 

9.         How will disputes be handled?

Except where prohibited, Entrant agrees that any and all disputes, claims and causes of action arising out of, or connected with, the Contest or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by the appropriate court located in the State of New Jersey. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, Entrant’s rights and obligations, or the rights and obligations of the Sponsor in connection with the Contest, shall be governed by, and construed in accordance with, the laws of the State of New Jersey, without giving effect to any choice of law or conflict of law rules.

10.       Contest Winners

For a copy of any legally required list of winners, send a self-addressed stamped envelope to:  New Jersey Manufacturers Insurance Company, Attn:  Social Media Dept., 301 Sullivan Way, West Trenton, NJ 08628. Requests must be received within six (6) weeks of the end of the Entry Period.