Official Rules

No purchase or obligation necessary to enter or claim a prize. Non-purchase and purchase

entries have an equal chance of winning.

1. Eligibility: To enter the Sweepstakes you must be: (i) a legal resident of the fifty (50)

United States or the District of Columbia; and (ii) must be at least eighteen (18) years of

age at the time of entry. Void where prohibited or restricted by law. Contest is subject to

all applicable federal, state, and local laws and regulations. Information about entrants

will not be shared with third parties and will be used solely for the purpose of notifying

the winner(s).

2. Sweepstakes Period: The Sweepstakes begins at 7:00:00 a.m. MST on June

6, 2016 and ends at 11:59:00 p.m. MST on August 24, 2016.

3. How to Enter: To enter in the Sweepstakes, you must: (i) go to http://woobox.com/7a3kqr click the "Like" button to "Like" the page www.facebook.com/americafirstfb if you have not already done so; and complete the registration form (individually, and “Entry,” and collectively, the “Entries”). Limit one (1) Entry per person/day/email address account. Each Entry must be submitted in accordance with the online instructions during the Sweepstakes Period. Only Entries submitted during the Sweepstakes Period as described herein will be eligible to win. All properly completed Entries will automatically be entered into the Sweepstakes. Entries in excess of the stated limits will be disqualified. The Website’s database clock will be the official timekeeper for the Sweepstakes.

Incomplete, corrupted, false, late, illegible, forged or altered registration forms will be

disqualified. In the event of any dispute concerning the identity of any entrant, the

relevant Entry will be deemed submitted by the authorized Website account holder of the

applicable email address used to enter.

4. To Enter Without Purchase or Obligation by Mail: Entrant must print his or her

name, home address, and day and evening telephone numbers on a 3"-by-5" card and

mail to: America First Credit Union, PR and Social Media Department, Attention: Nicole Cypers, 1344 W. 4675 S., Riverdale, UT 84405. Entries are limited to one (1) per

person/day/stamped envelope mailed. All Entries must be postmarked and received

during the Sweepstakes Period. All Entries become the property of the Sponsor and will

not be returned.

5. Drawings: Sponsor (as defined in Paragraph 12 below) will conduct a random drawing

of Potential winner(s) on the following days: 6/17/16, 7/1/16, 7/15/16, 7/29/16, 8/12/16 & 8/26/16 from among all eligible Entries received. Drawings will be conducted under the direction of the America First Credit Union PR & Social Media Department, whose decisions are final and binding in all matters relating to the Sweepstakes. The Potential Winner(s) will be notified on air during the 97.1 ZHT Morning Zoo with Frankie & Jess and must respond within the given time frame designated in the on air Notification to claim prize otherwise tickets will be forfeited. Actual odds of winning depend on the total number of entries received during

the Sweepstakes Period. If Potential Winner(s) cannot be contacted or does not respond

within such period of time, such Potential Winner will be disqualified and another

Potential Winner will be selected from the remaining eligible Entries received. The

Potential Winner(s) will be drawn from a pool of eligible Entrants and is subject to terms,

conditions and judgments of the Sponsor, whose decision is final.

5a. Notification: Potential Winner(s) will be notified on 97.1ZHT Morning Zoo with Frankie & Jess at 9:40 a.m. on the following dates: 6/17/16, 7/1/16, 7/15/16, 7/29/17, 8/12/16, 8/26/16.  In the event of non-compliance of these Official Rules and Regulations, or if the Prize is unclaimed or returned as undeliverable, the Prize may be forfeited and awarded to an alternate Potential Winner determined by the Sponsor. By accepting any prize from the Sponsor, the Potential Winner consents to the use of his or her name, likeness and any other information for any and all advertising/publicity purposes without further consideration, except where prohibited by law, and without any additional compensation. The winner expressly waives the right to review any and all advertising bearing his or her names, photographs, likeness, and titles prior to its use. After confirmation of winners, the Sponsor may post winners’ names at www.facebook.com/americafirstfb; www.twitter.com/AFCU; www.instagram.com/americafirst; and/or www.americafirst.com.

6. Prizing: There will be approximately 6  Prize Winner(s).  Prize

Winner(s) will receive two (2) tickets to one of the America First Credit Union Summer Concerts. (8/11/16 – Demi Lovato/Nick Jonas Concert, 8/26/16 – 5 Seconds of Summer Concert, 8/31/16 – Coldplay Concert, 9/2/16 – Dixie Chicks Concert, 10/8/16 – Maroon 5 Concert, 9/23-9/24 Music Festival Fly Away. No substitutions, cash equivalents, or transfer of prizes are permitted, except at sole discretion of America First Credit Union.

7. Winner Verification and Prize Conditions: Before the Potential Winner will be

deemed a Grand Prize Winner, he/she will be required to sign any legal documents that

Sponsor may require, including, if necessary, an IRS Form W-9 (collectively, “Prize

Verification Forms”), within ten 10 days from the date Sponsor mailed the Prize

Verification Forms to the Potential Winner(s), or the Potential Winner(s) will be subject

to disqualification. If the Potential Winner(s) chooses not to accept his/her Grand Prize,

or is unable to be notified, an alternate Potential Winner will be randomly selected from

all of the remaining Entries. If Sponsor is unable to award the Grand Prize after three (3)

attempts, the Grand Prize will not be awarded. The Winner(s) may not substitute, assign

or transfer any prize or redeem any non-monetary prize in lieu of his/her Grand Prize.

Sponsor and Promotional Partner reserve the right in their sole discretion to substitute the

Grand Prize (or prize component, if applicable) with one of equal or greater value.

Sponsor and Promotional Partner are responsible only for delivery of the Grand Prize and

are not responsible for prize utility or otherwise. All federal, state or other tax liabilities

(including income taxes) arising from the Grand Prize associated with the Sweepstakes

will be solely the responsibility of the Winner(s).

No Transfer, substitution, or cash equivalent for the prize is allowed except at Sponsor or

Promotional Partner’s sole discretion. The prize is non-transferable and may not be given,

bartered, substituted, sold, or exchanged for cash or another prize. Unused components of

the prize have no redeemable cash value.

8. Sweepstakes Conditions: By submitting an Entry, each entrant agrees (i) that entrant

is eligible to participate in the Sweepstakes; (ii) to abide by and be bound by these

Official Rules, Sponsor’s Privacy Policy and the decisions of the Sponsor on all matters

relating to this promotion; (iii) to waive any right to claim ambiguity in the Sweepstakes

or these Official Rules; (iv) to forever and irrevocably release, discharge, indemnify and

hold harmless the Sweepstakes Entities, and each of their respective officers, directors,

employees, representatives and agents (the “Released Parties”) from any and all liability,

loss or damage of any kind, to the person (including death), or property, resulting in

whole or in part, directly or indirectly suffered or resulting from participation in the

Sweepstakes or the use, misuse or acceptance or possession of a Prize or any portion

therefor, or participation in any Sweepstakes-related activity; (v) to grant Sweepstakes

Entities (where permitted by law) the right to use entrant’s name, address, voice,

photograph, likeness, statements, and biographical information on a worldwide basis, in

all forms of media, in perpetuity and for advertising or promotional purposes without

review or further compensation; and (vi) to warrant and represent that the use of the

materials submitted in the Sweepstakes will not violate the rights of any third parties. All

Entries become the exclusive property of Sponsor, will not be acknowledged or returned

and may be used by Sponsor in any manner or media in perpetuity without compensation.

By entering the Sweepstakes, each entrant will also be subject to the Sponsor’s Privacy

Policy as posted on https://www.americafirst.com/about/disclosures/membershipagreement.

cfm#privacyPolicy, where applicable. Receipt of any of the prize components

of the Sweepstakes is conditioned upon compliance with any and all applicable federal,

state, and local laws, rules, and regulations. Noncompliance with any of the above may

result in disqualification. Released Parties are not responsible for any mechanical

difficulties or failure connected with the Prizes, or any act or omission whatsoever.

Sponsor reserves the right, at its sole discretion, to modify, cancel, terminate or suspend

the Sweepstakes and to hold a random drawing among all eligible, non-suspect Entries

received prior to such action, if any computer virus, bug, tampering, technical failure,

unauthorized human intervention or any other cause outside of Released Parties’ control

corrupts or affects the administration, security, fairness, integrity or proper conduct of the

Sweepstakes. In the event of any such modification, cancellation, termination or

suspension, a notice of such action will be posted on the Website

(www.facebook.com/americafirstfb), if functioning.

9. Limitation of Liability and Governing Law: Released Parties are not responsible for

any claims, damages, expenses, costs or losses to any person (including death) or

property of any kind resulting from, arising from, on in connection with, in whole or in

part, directly or indirectly, from: (a) any typographical or other error in the printing of the

Official Rules, offering or announcement of any prize; (b) last, lost, stolen, damaged,

garbled, incomplete, misaddressed, postage due or misdirected Entries, e-mails or other

communications; (c) errors, omissions, interruptions, deletions, defects or delays in

operations or transmission of information, in each case whether arising by way of

technical or other failures or malfunctions of computer hardware, software,

communications devices or transmission lines; (d) data corruptions, theft, destruction,

loss, unauthorized access to or alteration of entry materials; (e) electronic

communications that are undeliverable as a result of any form of active or passive

filtering of any kind or insufficient space in entrant’s e-mail account to receive e-mail

messages; or (f) any problems or technical, hardware or software malfunctions of any

telephone network or telephone lines, failed, incorrect, inaccurate, incomplete, garbled or

delayed electronic communications whether caused by the sender or by any of the

equipment or programming associated with or utilized in the Sweepstakes, computer

online systems, servers or providers, computer equipment, software, failure of any e-mail

or Entries to be received by the Sponsor due to technical problems, human error or traffic

congestion, unavailable network connections on the internet or any website, or any

combination thereof, including, without limitation, any injury or damage to entrant’s or

any other person’s computer relating to or resulting from participating in the Sweepstakes

or downloading any materials associated with the Sweepstakes. Entries generated by a

script, computer programs, macro, programmed, robotic or other automated means,

including, but not limited to, online or text message Entries, will be disqualified. Sponsor

reserves the right, at its sole discretion, to disqualify any entrant (and all of their

Sweepstakes Entries) from the Sweepstakes or any other promotion conducted now or in

the future by Sponsor or any of its affiliated companies, if entrant tampers with the entry

process or if entrant’s act of fraud or misconduct affects the integrity of the Sweepstakes,

in any way. Sponsor reserves the right to correct clerical or typographical errors in any

promotional materials.

In addition, Released Parties shall not be responsible for any cancellations, delays,

diversions or substitutions or any acts or omissions whatsoever by any

performer(s)/event(s), or any other persons providing services necessitated by the same.

Without limiting the foregoing, the Sweepstakes, the Prize, and all materials provided on

or through the Website are provided “As Is” without warranty of any kind, either express

or implied, including without limitation, the implied warranties of merchantability,

fitness for a particular purpose, and non-infringement. Some jurisdictions may not allow

limitations or exclusion of liability for incidental or consequential damages or exclusion

of implied warranties, so some of the above limitations or exclusions may not apply to

you. Check your local laws for any restrictions or limitations regarding these limitations

or exclusions. Any claims, judgments and/or awards shall be limited to actual out-of-pocket

costs associated with entering the Sweepstakes. Entrant hereby waives any rights

or claims to attorney’s fees, indirect, special, punitive, incidental or consequential

damages of entrant, whether foreseeable or not and whether based on negligence or

otherwise. The Sweepstakes will be governed by the internal laws of the State of Utah.

Any and all legal actions or claims arising in connection with the Sweepstakes must be

brought in court of competent jurisdiction located in Salt Lake County, Utah.

This promotion is in no way sponsored, endorsed or administered by, or associated with,

Facebook. You are providing your information to America First Federal Credit Union

and not to Facebook. The information you provide will only be used as stated in our

privacy policy.

10. Caution: Any attempt to deliberately damage any website or undermine the

legitimate operation of this Sweepstakes is a violation of criminal and civil laws and

sponsor reserves the right to seek damages from these making such attempts to the fullest

extent permitted by law.

11. Names of Winner(s)/Official Rules: To obtain a list of names of Winner(s) or a

copy of the Official Rules, Send a self-addressed, stamped envelope to America First

Credit Union, PR & Social Media Department Attention: Nicole Cypers, 1344 W.

4675 S., Riverdale, UT 84405. All requests must be received on or before August 31, 2016.

Utah residents may omit return postage on rules requests.

12. Sponsor: America First Credit Union, 4774 South 1300 West, Riverdale, UT 84405