Wellness Wins Giveaway

Official Rules

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. ALL FEDERAL, STATE, LOCAL, AND MUNICIPAL LAWS AND REGULATIONS APPLY. VOID WHERE PROHIBITED.

Participation constitutes entrant’s full and unconditional agreement to and acceptance of these Official Rules. The Wellness Wins Giveaway begins at 12:00 a.m., Central Time (“CT”) on May 13, 2017 and ends at 11:59 p.m., CT on December 31, 2019 (“Giveaway Period”). Giveaway is sponsored by Physicians Mutual Insurance Company, 2600 Dodge Street, Omaha, NE 68131(“Sponsor”).

ELIGIBILITY: Giveaway is open to all legal residents of the fifty (50) United States and the District of Columbia who has the age of majority in his or her state, or territory of residence and are at least 18 years of age or older as of May 13, 2017. Employees, officers, and representatives of Sponsor, their parents, affiliates, subsidiaries, agents,advertising and promotion agencies, their immediate family members (parents,children, siblings, and spouses), and persons living in the same household(whether related or not), are not eligible to participate. Participation constitutes entrant’s full and unconditional agreement to and acceptance of these Official Rules. Void in Puerto Rico and where prohibited by law.

HOW TO ENTER: During the Giveaway Period, eligible participants may enter by visiting Sponsor’s Facebook page at https://www.facebook.com/PhysiciansMutualInsurance and then clicking on the Giveaway tab. All requested information on the online entry form must be completed in order to be eligible. Participants may enter using only an email address subscribed and registered in their name. Once submitted, an Online Entry cannot be deleted, canceled, or modified. In the event of a dispute as to Online Entries submitted by multiple individuals using the same email account,the subscriber is deemed to be the natural person who is assigned an email address by an Internet access provider, online service provider, or other organization that is responsible for assigning email addresses or the domain associated with the submitted email address. Any violation or attempt to violate this restriction may cause Sponsor to disqualify all of such entrant’s eligible Online Entries. Any personally identifiable information collected during an entrant's participation in this Giveaway will be collected by Sponsor and used by Sponsor for purposes of the proper administration and fulfillment of the Giveaway as described in these Official Rules.

RANDOM DRAWING/ODDS: Winners will be selected in a monthly random drawing from all eligible Online Entries received on or about the first of each month. Odds of winning depend on the number of eligible Online Entries received for the drawing. Random drawings will be conducted by Sponsor. By entering the Giveaway, entrants fully and unconditionally agree to be bound by these Official Rules and the decisions of the judges, which will be final and binding in all matters relating to the Giveaway.

PRIZES: Each monthly winner will receive a prize (retail value approximately $50-85).

PRIZE VERIFICATION & CONDITIONS: Potential winners will be notified by email after the Giveaway Period has ended. If a Prize or Prize notification is returned as unclaimed or undeliverable to a potential winner,if a potential winner cannot be reached within five (5) calendar days from the first notification attempt, or if a potential winner fails to return requisite documents within the specified time period, or if a potential winner is not incompliance with these Official Rules, then such person shall be disqualified.By accepting the Prize, recipient agrees to release the Sponsor from any and all liability whatsoever for any injuries, losses, or damages of any kind caused by any Prize or resulting from acceptance, possession, or use/misuse of Prize awarded. All local, state, and federal taxes are solely the responsibility of the winner. No substitution or transfer of Prize or election of cash in lieu of Prize will be permitted. The Sponsor reserves the right at its sole discretion to substitute any Prize package with another Prize of equal or greater value in the event the Prize (or any component thereof) is not available. The winner’s entry, and acceptance of the Prize offered constitutes permission (except where prohibited) for the Sponsor to use said winner’s name in all forms of media, in perpetuity, without notice or further compensation.

INTERNET LIMITATIONS OF LIABILITY: If for any reason this Giveaway is not capable of running as planned due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures,or any other causes beyond the reasonable control of Sponsor that corrupt or affect the administration, security, fairness, integrity, or proper conduct of the Giveaway, Sponsor reserves the right, at its sole discretion, to disqualify any individual who tampers with the entry process, and to cancel, terminate,modify or suspend the Giveaway in whole or in part, at any time, without notice and award the Prize using all non-suspect eligible entries received. No responsibility is assumed for any error, omission, interruption, deletion,defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, entries, or for any problems or technical malfunction of any telephone network or telephone lines,computer online systems, servers, or providers, computer equipment, software,failure of any email or entry to be received by Sponsor on account of technical problems, human error or traffic congestion on the Internet or at any website,or any combination thereof, including any injury or damage to participant’s or any other person’s computer relating to or resulting from participation in the Giveaway or downloading any materials in the Giveaway. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE ATTEMPT TO THE FULLEST EXTENT PERMITTED BYLAW. In the event of a dispute as to the identity of a winner based on an email address, the winning entry will be declared made by the authorized account holder of the email address submitted at time of entry. "Authorized account holder" is defined as the natural person who is assigned to an email address by an Internet access provider, online service provider or other organization (e.g., business, educational, institution, etc.) that is responsible for assigning email addresses for the domain associated with the submitted email address.

USE OF DATA: Sponsor will be collecting personal data about entrants including email addresses and date of birth from entry forms. This personal data will only be used for purposes of the drawing.

TERMS AND CONDITIONS: This Giveaway is subject to all applicable federal, state, and local laws. By entering the Giveaway, entrants agree to release, discharge, indemnify, and hold harmless Sponsor,subsidiaries, affiliates, advertising and promotion agencies, and prize suppliers, and each of their respective directors, officers, employees,shareholders and agents from any and all liability, loss, damage or injuries to any person (including death) or property of any kind sustained in connection with their participation in the Giveaway or from their acceptance, receipt,possession and/or use or misuse of the Prize, or for any typographical or other error in the printing, offering or announcement of the Prize. Entrants further acknowledge that said parties have neither made nor are in any manner responsible or liable for any warranty, representation or guarantee expressed or implied, in fact or in law, relative to the Prize, including, but not limited to, its quality or fitness for a particular purpose. Any person attempting to defraud or in any way tamper with the Giveaway mechanics and/or implementation will be prosecuted to the fullest extent of the law. By participating, entrants agree to be bound by these Official Rules and the decisions of the Sponsor, and waive any right to claim ambiguity in the Giveaway or these Official Rules. Sponsor reserves the right to disqualify any entrant Sponsor determines, in its sole discretion, violates these Official Rules. This Giveaway is void where prohibited.

DISPUTES: Except where prohibited, you agree any and all disputes, claims and causes of action arising out of, or connected with, the Giveaway or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by the appropriate court located int he State of Nebraska. All issues and questions concerning the construction,validity, interpretation and enforceability of these Official Rules, your rights and obligations, or the rights and obligations of Sponsor in connection with the Giveaway, shall be governed by, and construed in accordance with, the laws of the State of Nebraska, without giving effect to any choice of law or conflict of law rules (whether of the State of Nebraska or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Nebraska.

WINNERS LIST REQUESTS: To request confirmation of the name and address of the winners, please send a self-addressed, stamped business size envelope, by December 31, 2019, to: Wellness Wins Giveaway Winners List Requests,2600 Dodge Street, Omaha, NE 68131.

SPONSOR: Physicians Mutual Insurance Company, 2600 Dodge Street, Omaha, NE 68131.

This promotion is in no way sponsored, endorsed or administered by, or associated with Facebook. You understand you are providing your information to Physicians Mutual Insurance Company and not to Facebook.